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Your Frugal, Money Saving Websites and Forums a Great Resource for Free Stuff In any economy, it is essential to save money and therefore any way there is to get free stuff is a good way. Many pages online offer help, advice and even coupons on how to save money and be frugal. These websites offer coupons to reduce the grocery or department store bill, send out monthly newsletter with the best moneysaving tips and even direct their visitors to free stuff. Many bigger companies, manufacturers of everyday household items and restaurants offer coupons for reduced price or sometimes free products. Visiting every month all the different manufacturers’ web pages can be very lengthy and proves to be not very efficient. But by visiting one of the sites that cumulate all that information into their web pages, one can save enormous amounts of time and additionally save dollars when shopping. Essentially, when looking for web pages that offer grocery coupons, links to free products and more it is important to make sure that a trustworthy site is entered. On the Internet, viruses and identity theft are a great concern. Of course, many of these online coupon resources require signing up, but it always depends on the information they ask to determine whether a page is fraud or not. In general such pages should not ask for social security numbers, credit card numbers or other account information. They may ask for name, age, telephone number and address. Signing up to one of these wonderful money saving pages is quick and easy. Many of these web pages also offer coupon printers so that the barcode on coupons gets printed legible for the store scanner. Some of the coupons and rebates found on those pages will help the shopper to free products or credit on a store card so that the shopper is able to receive free products at the next shopping trip. There are pages that even offer state customized advice. These pages offer a list of coupons, free products and special offers from certain stores close to the location that was picked as home location. This function offers shoppers the opportunity to exactly know where they are able to get free or reduced products close to home and shoppers do not have to do a lengthy search to find out which stores will accept certain deals and coupons. Some of the pages also offer forums, where other shoppers will post advice or deals that they saw in the area. This is often a great tool to save, since stores will have a reduced sale, a clearance sale after a certain holiday and other shoppers will post where they saw great deals. This way whoever is subscribed to receive alerts from the forum gets to know where great seasonal or short-term deals due to promotions and clearances can be found. The more pages a shopper is a part of, the more deals can be found and the more money can be saved. Money savers are everywhere and with little effort shoppers can save money for college funds, vacations funds or just to have some money for fun. When looking to reduce monthly spending and still trying to stay at a certain standard of living, online resources can be used to just do that. There are many companies, that will offer free trial sizes or regular sizes of new or improved products and to find out about such deals, a subscription to one of the moneysaving websites can help shoppers to more of these free products. It is easy to save money, and the more experienced a shopper gets and the more a shopper learns about saving money with these websites, the more will actually be saved.

Free Anonymous Phone Number and Voice Mail through JC Connect Do you wish you had access to free anonymous phone numbers and voice mail for your business or personal use? The web offers many freebies, including access to these types of services. Most of the time, you just have to know where to look. Here are some services, including the well-known JC Connect, which provides users with free, fast and accessible service to these types of services. Get Fast and Free Access to Business Services with JC Connect What is JC Connect, and what can it do for you? JC Connect free service is the web's longest-running service in terms of providing its users with free phone numbers. You can use these free incoming phone numbers in order to receive fax and voice messages. This service is still widely known by its old name, JFax, but now it is officially recognized as JConnect Free services. This well-regarded service offers their free services at no cost to you. The service also requires very little personal information from its uses. All you need to provide in order to use its services include your name, email address, gender, age and your zip code. After signing up, you will receive a unique phone number. Use this unique phone number in order to forward messages. These messages are well-compressed image and audio files. You can forward these messages to your email in-box. Because these services are free, the company requests that users limit their usage to a certain number of messages at a time. This is a good site if you don't have easy access to a fax machine. Need Free Web Space for Your Business? Another tool that most small businesses need is free web space. Freeservers is a popular web service that provides users with 20 MB of free website space. The site has become well known for its complete suite of tools and features. Some of the features that this free service boasts include easy-to-use web design templates, FTP upload and many other web-based tools. You can also program your account so that emails can be sent directly to your domain. There are also many free web traffic analysis tools, including daily and weekly breakdowns of all your site's traffic. You can actually see how many people have viewed your website on a daily basis. Freeservers does require users to display a non-obtrusive banner ad on their website pages. Free and Easy Tools for Keeping Up With Your Portfolio Are you looking for a free and easy way to keep tabs on your portfolio? Here is a website that allows you to do just that. Company Sleuth is a website that helps you keep track of your investments. You simply sign up and enter the ticker symbols for the companies and corporations that you want to watch, and let the site do the rest. What sort of information will come your way once you have signed up? Once you have signed up, the site will cull information from news sites, investor forums, press releases, job listings and even official SEC document in order to give you the latest information on the companies you want to keep an eye on. Want to Test Your Website? If you want to test the mettle of your own website and its servers, NetWhistle is there to do just that. This service tests the reliability and strength of your domain's website. It will check to see if your website server is up at intervals. This service will create a log and notify you immediately if there is a problem with your website. You will also receive a handy weekly report card.

Why Time Management Makes for a Better Employee Time management is a major issue in the workplace. When time is not utilized efficiently, it leads to sloppy work, missed deadlines, and way too much stress. Employers are constantly seeking ways to teach their employees to manage their time better for a simple reason – a team that manages its time well is a team that is productive and successful. Everyone has done it. You’ve know that there is a big deadline approaching for weeks on end, and you kept telling yourself that have plenty of time. Then, suddenly, it is the day before the project is due, and you haven’t even begun it. You know you will have to pull an all-nighter, and even then you will be lucky to get everything done in time. Your heart is racing, your head is pounding, and you’re cursing your procrastination yet again, thinking about how much time you wasted surfing the next when you could have been doing a little work on the project every day, so it wouldn’t be so overwhelming. The end result of a project like this is predictable. You may get it in on time, or at least close to the deadline, but your work is likely to be sloppy. The rush job you did will be evident to everyone, and if your project involved making a pitch to a potential customer, your time management failure may end up costing your company big money (and costing you a job). As if you were not stressed enough already! If you contrast that performance with one in which you had effectively managed your time, the difference is clear. If you have worked on the project over the entire time span you had to finish it, a little bit at a time, then you would have had time to make sure your work was up to par. You wouldn’t have been scrambling for last minute information to include, and you could have made sure your work was free from little errors like typos or pages that printed incorrectly. Most importantly, you wouldn’t feel like you needed a week long vacation when the project was over, because your stress level never would have hit the roof. So, how do you become a happier and more effective employee by managing your time better? The first thing you can do to become an effective time manage is simple – write yourself a to-do list everyday. Not only does a to-do list help you think through exactly what you need to accomplish so you don’t forget anything in the rush, but it also helps you feel accountable for everything that needs to get done. If you write “spend 30 minutes on the big project” on your to-do list, it is a lot harder to come up with excuses why you can put it off for another day. Your conscience will make you want to get through everything on that list. If it seems like you never have enough time in the day, keep a journal of all of your activities. If you spend 20 minutes chatting by the coffee pot, write it down. After a week, look back over your activities. You may be surprised how much time you actually spend doing nothing. Now that you know, you can reinvest that time more wisely. The last thing is the hardest thing – getting over procrastination. This one is sheer willpower. When those voices in your head start arguing over whether to work on something now or put it off until later, listen to the work now voice. Give yourself manageable goals, like working on something for 15 minutes or 30 minutes, to get started. Once you experience the freedom from stress that time management brings, that procrastination voice will be a thing of the past.