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Explaining How Credit Scores are Used in the Hiring Process You might be wondering why credit scores are used in hiring processes. While you may have never heard about it, it is actually a more common practice than you might think. Companies and institutions such as banks, universities, retail stores, financial institutions across the United States use credit scores to determine whether an applicant is good for the open position or not. Even though you might think that this is illegal, it is not. In general, it is a legal undertaking for companies to look at your credit score. This is yet another reason why you should make sure that your credit scores are good and up to date. So why would they be using your credit information in a hiring process? For some of these companies, employees will be exposed to a lot of money and have a financially responsible position. Your credit information can actually help them determine whether you are a financially responsible person or not. Companies think that if you cannot handle your own money, why you would be qualified to handle their money? On the one side, if you think about it, it is a very valid thought. On the other side, the credit history will not tell the company how you might have gotten all the debt. What if one of your family members is really badly sick or a similar situation? In this case, you have not been irresponsible with your money, but you saved a family members life. You might have been willing to take on all this debt and then work from there. Sometimes numbers are just not an accurate representation of your life. Companies that do use your credit are not only determining whether you can handle money, in some instances they use it as an indicator for your character. It will tell them if you are responsible with your money and finances you are a responsible person. A person that will not be tempted by money or certain situations in a workplace is a person they can securely trust with their funds, their tasks or their great projects. One thing is for sure, the company needs to let you know that they are going to check your credit history in their hiring process and they also need to let you know what they are checking for. The criteria they are looking is the criteria they have to tell you about before you give them the permission. Unless they tell you and have a signature of permission from you, they are not allowed to check and use your credit history. If they miss these above mentioned steps, you do have a case in you hands that you can bring to the court. In some instances, some of the people that were not told about the credit check and have been denied have had a good case in their hands. But as with so many things in life in the United States it pays off to have a good credit history and such a check will not ruin your career moves. Check your credit history every year since once a year the big credit companies do have to give you a free credit report. In the case that you find any wrong or dubious items on your account go ahead and dispute them. Oftentimes companies might just have put a claim against your account that is not really caused by you. Why do companies do that? Money has caused many bad things in the world and a company that wants their money back is going to run after any lead they have. Therefore disputing your case and putting your credit score back to normal can be an essential part in your application and hiring process with some companies.

Great Free Gift Idea – How to Get Official Presidential Greetings for a Loved One Are you ready for the most official gift idea ever proposed? Do you know someone who enjoys collecting authentic autographs and memorabilia? Or perhaps you know someone who has a good sense of humor and enjoys a gag gift on those special occasions? If this is the case, you may be interested in a great free gift idea—procuring an official presidential greeting for a loved one. Here is the run-down on how you can get a hold of this awesome gift idea. Believe it or not, getting an official presidential greeting is easier than you might think. Did You Know that the White House Offers Free Greetings? It is true—the White house offers free greetings for those very special occasions. These free greetings are official and recognized by the White House and the Office of the President. However, you should know that there are numerous restrictions to procuring these free presidential greetings. Unfortunately, the White House is not currently able to fulfill all the requests for official presidential greetings at this time. However, if you are truly interested in landing a free and very official presidential greeting for a loved one, it is worth giving it a try. As the old saying goes, nothing ventured, nothing gained. How to Make Your Request for an Official Presidential Greeting How can you go about making an official request for an official presidential greeting? There are several ways you can request a presidential greeting directly from the White House. There are several ways to make your official request. There are three basic routes for requesting an official presidential greeting from the White House. You can make your official request for a presidential greeting through fax, by postal mail, or by filling out an online email form. Although no one method appears to be considerable more effective than any other, some successful recipients of an official presidential greeting swear that you are more likely to receive a response if you put in your official request through postal mail or fax. However, this may just be a hunch, because it seems that it may seem harder to ignore a written request rather than a virtual email request. As with anything important, you will want to make your request for an official presidential greeting way ahead of time. For instance, if you want to request an official presidential wedding greeting, you will want to make your request well ahead of time. What Kind of Official Presidential Greetings is You Allowed to Request? Although there is no set guideline about what kind of greetings you can request, there are many standard issue presidential greetings. These include birthday greetings, 50th wedding anniversary and higher, births, Bar Mitzvahs, Bat Mitzvahs, weddings, scouting awards and others. Official Guidelines for Requesting Your Greetings For the official guidelines on how to request official presidential greetings from the White House, check out the official White House website. There you will find the official guidelines on how to request greetings from the White House, as well as how to extend an official invitation to the White House. In general, here are some things to keep in mind. The White House will only send out official greetings to U.S. citizens. You must provide the following information: name of the honoree, address of the honoree, form of address, date of birth, birthday, wedding or anniversary, and the requestor's name and daytime phone number. Be aware that the numbers of requests you can make are limited on a per day basis. Requests for multiple institutional requests must be make by fax or mail on official letterhead. When can you expect your official presidential greeting? In general, greetings will be mailed in approximately 14 days prior to the event that is being recognized by the greeting.

Get Free Healthcare Items through the GSK Company Website Ready for the best in free healthcare items? If so, turn to the GSK company website for your share of healthcare freebies. GSK is an acronym for the GlaxoSmithKline Company, which is a major manufacturer of many healthcare and personal care products and items. If you are a fan of this manufacturer, or you simply wish you had access to more affordable health and personal care items, you will be glad to know that this company often runs special promotions. The company's special promotion often includes discount coupons and free samples. Some of their most popular offers include a handy $20 coupon book, as well as free samples of their most popular products, including Tums. What You Have to Do to Gat Access to GSK Special Offers If you are interested in getting access to the best of GSK special offers, here are some hints and tips so that you always get the free personal and health care items you desire. First, you should know that the GSK healthcare company is host to a special site where you can keep track of all their special offers and promotions. The GSK healthcare site is known as HealthySpecials.com. As the name indicates, this is a website dedicated solely to the special promotions that are being ran by the GSK company at any given time. Get to know this website, and a good idea is to bookmark it for easy future reference. When you get to the website, click on any of the deals or promotions. A special details window will open from the login page. If you are having trouble viewing these promotions, make sure that your Internet surfing preferences is set so that you allow pop-up windows. If you are not seeing the details of the promotions, there is a good chance that you have turned on pop-up blocking. Also, you will need an account to access some of the deals and promotions. If you don't have an account, simply click on the setup link and fill out the whole registration form. This should not take long, and it will allow you easier access to all the promotions on the website. Understanding the Availability of GSK Special Promotions Once you become familiar with the special promotions on this website, you will find that the offers will come and go. However, there is nearly always at least one highly desirable promotion, such as a free sample or coupon offer. Most of the availability of these offers will be limited to the United States. Also, make sure you read all the details, as many coupons and offers carry overlapping expiration dates. Avoiding Risks When Choosing GSK Special Offers and Promotions Are there any risks associated with actively seeking GSK offers and promotions? As with most Internet activity, there is always some risk involved in divulging your personal information. Never give out more personal information than you are comfortable giving. However, GSK is a well-known and respected company that offers visitors access to their privacy policy. Their privacy policy states that they will not share your personal information with partner companies or vendors. They ask for a phone number, but it is not required to take advantage of most offers. You will also be asked to enter your date of birth on the initial registration form. For the most part, you will not have to worry about privacy issues when dealing with this well-known and regarded company. However, always make sure that the company or website that you are dealing with offers you a look at their privacy policy. It is a bad sign if the company does not have any sort of privacy policy. As always, use your better judgment when releasing your personal contact information.